![]() The Bill changes the names of these terms to ‘gross chit amount’, ‘share of discount’ and ‘net chit amount’, respectively. It defines: (a) ‘chit amount’ as the sum of subscriptions payable by all the subscribers of a chit (b) ‘dividend’ as the share of the subscriber in the amount kept apart for running the chit and (c) ‘prize amount’ as the difference between chit amount and the amount kept apart for running the chit. ![]() Substitution of terms: The Act defines certain terms in relation to chit funds.The Bill additionally inserts ‘fraternity fund’ and ‘rotating savings and credit institution’ to this list. Names for a chit fund: The Act specifies various names which may be used to refer to a chit fund.Periodically, one of the subscribers is chosen by drawing a chit to receive the prize amount from the fund. Under a chit fund, people agree to pay a certain amount from time to time into a fund. The 1982 Act regulates chit funds, and prohibits a fund from being created without the prior sanction of the state government. The Bill seeks to amend the Chit Funds Act, 1982. ![]() The Chit Funds (Amendment) Bill, 2019 was introduced in Lok Sabha on August 5, 2019.
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